Performance Report Summary

• Financial Statement
• Period: Jan - May 2010
• Rate: 1 USD = IDR 9,180

Lending Activity :
Number of Active Clients	34,092
Outstanding Portfolio (US$)	1,842,603
Average Loan Size (US$)	157.114
Average First Loan Size (US$)	120.860
Loans Made to Women ( % )	88.42
Loan Portfolio Quality ( % ) :
Portfolio in Arrears
> 1 day	0.81
> 30 days	12.89
Portfolio at Risk
> 1 day	3.70
> 30 days	14.43
Loan Loss Provision Ratio	2.01
Loan Loss Reserve Ratio	14.10
Expense & Productivity Ratio :
Financial Expense Ratio ( % )	-
Provision Expense Ratio (%)	1.3
Operating Expense Ratio(%)	73.9
Cost Per Loan Made(US$)	-
Cost Per Dollar Lent (US$)	-
Client per Loan Officer	299
Portfolio per Loan Officer (US$)	8,950
Clients per Staff	185
Portfolio per Staff	8,567
Sustainability (%) :
Return on Assets	-
Return on Equity	-
Return on Portfolio	-
Operational Sustainability	112.24
Financial Sustainability	94.20
Lending Activity by Methodology :
Number of Loans Made
Individual	527
Trust Bank	17,238
Other	1,076
Total	18,841
Value of Loans Made (US$)
Individual	415,243
Trust Bank	2,238,584
Other	312,800
Total	2,966,627
Average Loan Size (US$)
Individual	788
Trust Bank	130
Other	291
Total	1,209
Loans Made to Women ( % )
Individual	68.69
Trust Bank	93.19
Other	92.66
Total	88.42
Loan Portfolio Quality by Methodology :
Total Loan Portfolio Outstanding (US$)
Individual	484,816
Trust Bank	1,182,238
Other	179,564
Total	1,846,618
Total Number of Outstanding Clients
Individual	932
Trust Bank	30,347
Other	2,814
Total	34,093
Portfolio in Arrears > 1 day ( % )
Individual	0.78
Trust Bank	0.71
Other	1.59
Total	0.81
Portfolio in Arrears > 30 days ( % )
Individual	8.02
Trust Bank	14.09
Other	18.18
Total	12.89