Performance Report Summary

• Financial Statement
• Period: Jan - Mar 2008
• Rate: 1 USD = IDR 9,217

Lending Activity :
Number of Active Clients	24,440
Outstanding Portfolio (US$)	921,598
Average Loan Size (US$)	138
Average First Loan Size (US$)	99
Loans Made to Women ( % )	89.02
Loan Portfolio Quality ( % ) :
Portfolio in Arrears
> 1 day	11.47
> 30 days	9.62
Portfolio at Risk
> 1 day	20.11
> 30 days	11.06
Loan Loss Provision Ratio	3.35
Loan Loss Reserve Ratio	7.87
Expense & Productivity Ratio :
Financial Expense Ratio ( % )	-
Provision Expense Ratio (%)	3.35
Operating Expense Ratio(%)	66.16
Cost Per Loan Made(US$)	22
Cost Per Dollar Lent (US$)	0.16
Client per Loan Officer	339
Portfolio per Loan Officer (US$)	12,800
Clients per Staff	147
Portfolio per Staff	5,552
Sustainability (%) :
Return on Assets	3.46
Return on Equity	4.02
Return on Portfolio	5.60
Operational Sustainability	108.06
Financial Sustainability	95.37
Lending Activity by Methodology :
Number of Loans Made
Individual	34
Trust Bank	6,753
Other	535
Total	7,322
Value of Loans Made (US$)
Individual	81,447
Trust Bank	765,493
Other	214,576
Total	1,061,516
Average Loan Size (US$)
Individual	554
Trust Bank	113
Other	401
Total	1,068
Loans Made to Women ( % )
Individual	50
Trust Bank	89.20
Other	89.16
Total	89.02
Loan Portfolio Quality by Methodology :
Total Loan Portfolio Outstanding (US$)
Individual	58,498
Trust Bank	589,277
Other	273,824
Total	921,599
Total Number of Outstanding Clients
Individual	262
Trust Bank	22,678
Other	1,500
Total	24,440
Portfolio in Arrears > 1 day ( % )
Individual	31.95
Trust Bank	11.49
Other	7.05
Total	11.47
Portfolio in Arrears > 30 days ( % )
Individual	30.44
Trust Bank	9.38
Other	5.68
Total	9.62